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It performs all the needed transformation and validation of your SWIFT, ISO20022, SEPA, TARGET2 or local messages before and after the connection with the Swift Alliance or Service bureau.
It integrates seamlessly with external AML systems to guarantee compliance.
aplonHUB™ Features
Functional
Parse and store incoming and outgoing MT, ISO20022, TARGET2 and SEPA messages
Handles Credit transfers, Instant Credit transfers, Direct Debits.
Checks and validates all messages and generate alerts where appropriate
Alerts on erroneous messages are highlighted in separate views where operator can review
Supports reach search capabilities on archived. Search is done on dates, status or message contents.
Ability to display all SWIFT MT messages parsed.
MT messages can also be exported as well defined and user-friendly PDFs.
It correlates related messages (e.g. MT19x, MT9x against payment messages) and displays side by side for easy of reconciliation.
Incoming MT300 and MT320 are compared with equivalent outgoing messages. The differences between the two will be highlighted.
Ability to automatically generate reply/request for cancelation/returns/Rejects for SEPA or ISO20022 messages
Integrates with SWIFT ACKs/NACKs
Connects with external AML systems and bypasses messages according to rules
Generates the Universal Confirmations via MT199 for incoming MT payments
Security & Auditing
Role based access control (maker, authorizer, viewer, administrator, AML officer)
Audit log availability with extensive search on date, object, action or user.
Local Authentication (LAU) is implemented as recommended by SWIFT in order to provide integrity and authentication and to protect files in transit between the application and the AutoClient.
Non-functional
Modern and user friendly UX/UI
Secured by design (three tier)
API architecture by design
High availability by design
Components & subsystems
Basic ingredient of aplonHUB are the SWIFT MT, ISO20022, CBPR+, TARGET2 and SEPA libraries of PaymentComponents. These libraries are updated annually as the new rules and validations are published by the controlling authorities every year. At these times, a newer release of aplonHUB is published and distributed.
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SWIFT MT payments
SEPA credit transfers
SEPA Direct Debits
SEPA Instant payments
ISO20022 TARGET2 payments
ISO20022 CBPR+ migration of MT payments
Technical specifications
aplonHUB™ is a Java based web application, which can be deployed using any J2EE compliant application server or servlet container (e.g.: JBoss, Tomcat, Websphere).
It supports all leading RDBMSs, including MySQL, Oracle, and SQL Server (preferred).
Requires Java 8 and above.
Clients can access the application from any web browser
aplonHUB User Manual
aplonHUB provide a variety of distinct roles. Each role has specific permissions in the platform. This way actions can be distributed to various users with different levels of access.
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Perform all the operations of the Creditors List, whose content is necessary for setting up SEPA Direct Debits.
Can whitelist Creditors for SEPA Direct Debits configuration.
See below sample screens and explanations on their functionality.
Incoming/Outgoing menus.
SEPA tab:
The user in this tab has access to the list of the incoming SEPA messages, the file log and alerts.
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The user has the option to export the files, bulks and transactions in PDF or excel report.
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Example of SEPA tab usage:
SEPA payments list and details
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After the return action has been authorized by another user, a task scheduler will take action and create an outgoing file (in this case a pacs.004) related to the original message (pacs.008).
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MT tab:
Expanded SWIFT MT messages with user friendly tag names. Audit trail of all actions performed by users on the message is always available.
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Date
Transactions status (received, settled etc)
Debtor IBAN
Creditor IBAN
Alerts tab:
Alerted messages are displayed in a separate view for better handling. The user can export the alerts in PDF or excel format.
Pending tab:
The Pending menu organizes the payments in two categories. Outgoing that are payments which are ready to be sent and Authorisation that contains payments which a user must manually check and approve before they are sent.
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An authoriser can also PAUSE a ready to go transaction for later. By selecting the Paused option in the dropdown above the list you will be able to see the paused transactions. Those transactions will be ignored by all schedulers until an authoriser choose to RESUME this transaction (see the bellow screenshot)
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Create Payment
If necessary, a payment can be manually created by a user (with a role that allows him this action) from the Create payment menu.
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Name
Adress
Country code
IBAN
BIC
Remittance Information (Unstr)
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Configuration Tab
Configuration menu provides options for the setup of system settings (basic and custom that increase the user experience), AML statuses, scheduled tasks, notifications, rules regarding actions depending on custom conditions and holidays are configurable by the administrator.
Security Tab:
Audit Trail Tab:
User roles with access at audit trail screen have the ability to search using criteria. For every action, the actor the time and the context are recorded.
Users Tab:
Users with access at the users tab can enable/disable a user and search for a user using criteria such as:
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